Your home insurance policy includes a specific type of coverage called "dwelling coverage." The amount of dwelling coverage that you have is based on your overall home value and the approximate cost to rebuild your home in the event of a total loss. When you renovate your home, you may increase its value — and if you don't...

Dwelling coverage, also called dwelling insurance, is part of every standard homeowners insurance policy. Dwelling coverage concerns the physical structure of your home, and can help you recoup financially if it’s damaged. While most homeowners insurance policies include dwelling coverage, it can be confusing to determine what sort of damaging events are covered. Here is a quick reference...

How do you know if it’s better to buy or rent a home? With so much to consider, this big life decision may seem overwhelming. However, as long as you focus on some key questions, you can make the best choice. Here are the questions to ask yourself if you’re trying to decide between renting and buying: What’s...

Image by Wokandapix from Pixabay You have looked forward to your retirement your whole working life. It is one of the primary goals you worked for all these years, and now is the time to relax and enjoy its rewards. One of the most important things you may consider after your retirement is finding that perfect home or...

Photo by Craig Adderley from Pexels Housing design has undergone significant changes in the past few decades, with open concepts and flexible living arrangements quickly taking over. Such designs reflect, in part, the increased prevalence of multi-generational families, in which family members of all ages live together. Why Today's Residents Love Multi-Generational Arrangements During the Great Recession, the...

Image by fede13 from Pixabay Just as your car needs regular maintenance, so does your home. It may not be the highlight of your weekend, but home maintenance is crucial. Keeping your home in tip-top shape will help prevent problems down the road and give you an edge when you decide to sell. Check Your HVAC System A...

You might think those people who own houses saved up until it got to the right amount. Well, this might be possible, but it is difficult to achieve since the temptation to use the money and unforeseen expenses may arise. So how do most people acquire a house? In America today, the quickest path to homeownership is by...